Your money and personal budgets

Do you often overspend or find yourself caught short of funds in an emergency? A personal budget could be the answer if you ever have that problem.

We all have different skill levels when it comes to managing our money. Learning how to manage our income and expenses is easier than most people think. Below are some tips to help you prepare a personal budget and take control of your money.

Anchoraus Coaching (formerly Anchor Rock Hypnosis and ProfiTrain) provides small business and personal budget and money management coaching. Fifty years accounting experience and fifteen years working as a Hypnotist and Coach has enabled me to help many people in this area of their life. Please contact me for more information.


Why don’t you book a free 15 minute call to see if we can work to help you master your money management.

1. Introduction to personal budgets 

A personal budget is a plan that shows how you will spend your money over a given period of time. It can help you make better choices about how to use your money and can make it easier to save money. 

2. Why you need a personal budget 

A personal budget can help you take control of your money, avoid debt, and save money. It can also help you live within your means and reach your financial goals. 

3. How to create a personal budget 

There are a few different ways to create a personal budget. You can use a budget worksheet, software, or an app. You will need to track your income and expenses, and then find a way to balance your budget. 

4. Tips for sticking to your personal budget 

It can be difficult to stick to a budget, but there are a few things you can do to make it easier. Make sure your budget is realistic, and try to automate your finances so you don’t have to think about it as much. You can also use cash instead of credit, and make sure you have a plan for your money. 

5. How to adjust your personal budget 

If you find that you are not able to stick to your budget, you may need to adjust it. You can start by looking at your income and expenses to see where you can cut back. You can also try to find ways to increase your income.

Do you need help?

If you are still having trouble an accountant or coach can save you a lot of time and money. Once you have the mechanics of money management under your belt then a financial adviser can help you make better money decisions for your future.

Let’s work to get your money skills humming so you can enjoy the fruits of your labour.

I can help
In my role as a personal coach, using my 50 years of accounting experience, I can help you learn how to budget and reduce the risk of overspending and getting into financial difficulty. Please contact me for more information – Contact

Why don’t you book a free 15 minute call to see if we can work to help you master your money management.

I do not provide any form of investment advice and my services are limited to the planning and monitoring of your money – together we’ll establish a money management system.

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